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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,441 | $61,125+349.0% | $94,057+191.8% | $87,485+213.7% |
| Participation rate | 97.2% | 64.1%+33.2pp | 73.3%+23.9pp | 68.9%+28.3pp |
| Annual return | 22.30% | 35.20%-12.9pp | 480.62%-458.3pp | 26.06%-3.8pp |
| Employer contribution / active EE | $10,499 | $2,136+391.4% | $2,933+257.9% | $2,596+304.4% |
| Participant deferral / active EE | $10,551 | $3,260+223.6% | $4,709+124.0% | $4,274+146.9% |
| Admin fee / account holder | $2,761 | $5,629-50.9% | $7,244-61.9% | $7,775-64.5% |