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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,441 | $51,638+431.5% | $68,368+301.4% | $82,448+232.9% |
| Participation rate | 97.2% | 63.6%+33.6pp | 73.8%+23.5pp | 68.1%+29.2pp |
| Annual return | 22.30% | 37.53%-15.2pp | 292.57%-270.3pp | 41.64%-19.3pp |
| Employer contribution / active EE | $10,499 | $2,047+413.0% | $2,649+296.3% | $2,551+311.6% |
| Participant deferral / active EE | $10,551 | $2,914+262.1% | $4,123+155.9% | $4,139+154.9% |
| Admin fee / account holder | $2,761 | $4,643-40.5% | $5,150-46.4% | $7,234-61.8% |