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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,441 | $69,590+294.4% | $136,867+100.5% | $94,015+191.9% |
| Participation rate | 97.2% | 66.3%+30.9pp | 74.5%+22.7pp | 70.8%+26.4pp |
| Annual return | 22.30% | 19.62%+2.7pp | 42.97%-20.7pp | 17.84%+4.5pp |
| Employer contribution / active EE | $10,499 | $2,396+338.1% | $3,547+196.0% | $2,790+276.3% |
| Participant deferral / active EE | $10,551 | $3,437+207.0% | $4,924+114.3% | $4,249+148.3% |
| Admin fee / account holder | $2,761 | $8,912-69.0% | $10,340-73.3% | $8,951-69.2% |