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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,812 | $138,385+178.1% | $184,243+108.9% | $80,925+375.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.45% | 20.02%-2.6pp | 28.82%-11.4pp | 35.65%-18.2pp |
| Employer contribution / active EE | $20,336 | $4,851+319.2% | $6,427+216.4% | $2,756+637.8% |
| Participant deferral / active EE | $18,710 | $7,075+164.4% | $9,132+104.9% | $4,299+335.3% |
| Admin fee / account holder | $6,315 | $10,489-39.8% | $13,914-54.6% | $6,940-9.0% |