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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,920 | $123,793+105.1% | $177,848+42.8% | $79,856+218.0% |
| Participation rate | 98.2% | 84.7%+13.5pp | 87.7%+10.5pp | 69.6%+28.5pp |
| Annual return | 15.51% | 22.82%-7.3pp | 48.33%-32.8pp | 31.71%-16.2pp |
| Employer contribution / active EE | $18,652 | $4,095+355.5% | $5,919+215.1% | $2,471+654.8% |
| Participant deferral / active EE | $17,462 | $5,956+193.2% | $7,714+126.4% | $3,741+366.8% |
| Admin fee / account holder | $18,186 | $7,243+151.1% | $12,431+46.3% | $5,306+242.7% |