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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,623 | $110,083+125.9% | $151,639+64.0% | $68,486+263.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.56% | -10.12%-8.4pp | 3.34%-21.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $15,386 | $4,470+244.2% | $6,165+149.6% | $2,597+492.6% |
| Participant deferral / active EE | $16,411 | $6,526+151.4% | $8,363+96.2% | $4,028+307.5% |
| Admin fee / account holder | $6,468 | $7,718-16.2% | $11,613-44.3% | $5,404+19.7% |