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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,812 | $138,385+178.1% | $184,200+108.9% | $80,874+375.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 17.45% | 20.02%-2.6pp | 28.80%-11.3pp | 35.62%-18.2pp |
| Employer contribution / active EE | $20,336 | $4,849+319.3% | $6,424+216.6% | $2,756+638.0% |
| Participant deferral / active EE | $18,710 | $7,073+164.5% | $9,132+104.9% | $4,297+335.4% |
| Admin fee / account holder | $6,315 | $10,483-39.8% | $13,907-54.6% | $6,935-8.9% |