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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,084 | $57,312-68.4% | $86,617-79.1% | $75,181-75.9% |
| Participation rate | 74.2% | 63.2%+11.0pp | 71.7%+2.5pp | 67.2%+7.0pp |
| Annual return | 22.53% | 2672.78%-2650.3pp | 591.91%-569.4pp | 160.69%-138.2pp |
| Employer contribution / active EE | $1,513 | $2,315-34.7% | $3,023-50.0% | $2,671-43.4% |
| Participant deferral / active EE | $3,416 | $3,319+2.9% | $4,437-23.0% | $4,126-17.2% |
| Admin fee / account holder | $1,462 | $4,114-64.5% | $5,613-74.0% | $5,650-74.1% |