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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,925 | $54,357-67.0% | $82,706-78.3% | $68,495-73.8% |
| Participation rate | 67.6% | 63.9%+3.7pp | 72.6%-4.9pp | 67.9%-0.2pp |
| Annual return | -17.00% | -13.67%-3.3pp | 701.76%-718.8pp | -7.84%-9.2pp |
| Employer contribution / active EE | $980 | $2,218-55.8% | $3,007-67.4% | $2,596-62.3% |
| Participant deferral / active EE | $2,004 | $3,246-38.3% | $4,394-54.4% | $4,028-50.2% |
| Admin fee / account holder | $139 | $4,396-96.8% | $5,329-97.4% | $5,403-97.4% |