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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,554 | $105,866-91.9% | $90,766-90.6% | $134,545-93.6% |
| Participation rate | 95.2% | 78.3%+17.0pp | 75.7%+19.5pp | 81.2%+14.0pp |
| Annual return | -19.95% | -10.99%-9.0pp | -12.16%-7.8pp | 418.37%-438.3pp |
| Employer contribution / active EE | $1,235 | $3,464-64.3% | $2,922-57.7% | $4,742-73.9% |
| Participant deferral / active EE | $3,472 | $5,217-33.5% | $4,565-23.9% | $6,401-45.8% |
| Admin fee / account holder | $379 | $13,938-97.3% | $8,446-95.5% | $11,431-96.7% |