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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,920 | $127,790-93.8% | $106,554-92.6% | $167,553-95.3% |
| Participation rate | 94.4% | 78.3%+16.2pp | 76.1%+18.3pp | 82.1%+12.3pp |
| Annual return | 21.47% | 33.88%-12.4pp | 26.80%-5.3pp | 478.89%-457.4pp |
| Employer contribution / active EE | $1,392 | $3,427-59.4% | $2,819-50.6% | $4,840-71.2% |
| Participant deferral / active EE | $4,156 | $5,088-18.3% | $4,398-5.5% | $6,343-34.5% |
| Admin fee / account holder | $327 | $11,231-97.1% | $7,408-95.6% | $12,316-97.3% |