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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,739 | $110,212+71.3% | $96,534+95.5% | $139,466+35.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.44% | 26.42%-9.0pp | 25.88%-8.4pp | 373.66%-356.2pp |
| Employer contribution / active EE | $6,239 | $3,620+72.4% | $2,965+110.4% | $4,754+31.2% |
| Participant deferral / active EE | $9,945 | $5,547+79.3% | $4,851+105.0% | $6,712+48.2% |
| Admin fee / account holder | $3,623 | $11,599-68.8% | $8,253-56.1% | $11,409-68.2% |