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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,595 | $112,121+35.2% | $95,960+58.0% | $158,966-4.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 19.05% | 171.16%-152.1pp | 91.63%-72.6pp | 302.95%-283.9pp |
| Employer contribution / active EE | $4,792 | $3,199+49.8% | $2,541+88.6% | $4,762+0.6% |
| Participant deferral / active EE | $6,729 | $4,784+40.6% | $4,167+61.5% | $5,983+12.5% |
| Admin fee / account holder | $3,142 | $10,135-69.0% | $6,797-53.8% | $11,250-72.1% |