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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,710 | $119,351-71.8% | $101,347-66.7% | $382,429-91.2% |
| Participation rate | 0.0% | 70.4%-70.4pp | 71.9%-71.9pp | 87.7%-87.7pp |
| Annual return | 20.83% | -45.02%+65.9pp | -44.15%+65.0pp | 248.85%-228.0pp |
| Employer contribution / active EE | $0 | $1,987-100.0% | $1,685-100.0% | $8,036-100.0% |
| Participant deferral / active EE | $0 | $2,526-100.0% | $2,328-100.0% | $5,727-100.0% |
| Admin fee / account holder | $29,368 | $3,547+727.9% | $3,532+731.4% | $30,732-4.4% |