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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,614 | $82,314-32.4% | $68,808-19.2% | $134,532-58.7% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -12.96% | -2.18%-10.8pp | -6.37%-6.6pp | 418.27%-431.2pp |
| Employer contribution / active EE | $2,380 | $3,301-27.9% | $2,656-10.4% | $4,741-49.8% |
| Participant deferral / active EE | $6,301 | $4,740+32.9% | $3,942+59.8% | $6,401-1.6% |
| Admin fee / account holder | $1,189 | $6,484-81.7% | $4,936-75.9% | $11,429-89.6% |