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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,334 | $102,638-58.8% | $81,991-48.4% | $158,966-73.4% |
| Participation rate | 63.6% | 75.5%-11.9pp | 69.3%-5.6pp | 82.0%-18.3pp |
| Annual return | 14.16% | 61.05%-46.9pp | 41.31%-27.2pp | 302.95%-288.8pp |
| Employer contribution / active EE | $1,824 | $3,241-43.7% | $2,498-27.0% | $4,762-61.7% |
| Participant deferral / active EE | $4,481 | $4,649-3.6% | $3,722+20.4% | $5,983-25.1% |
| Admin fee / account holder | $20 | $8,237-99.8% | $5,665-99.6% | $11,250-99.8% |