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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,335 | $96,508-68.6% | $75,901-60.0% | $152,897-80.2% |
| Participation rate | 54.5% | 76.2%-21.6pp | 69.3%-14.7pp | 82.5%-27.9pp |
| Annual return | 18.22% | 33.99%-15.8pp | 30.76%-12.5pp | 345.43%-327.2pp |
| Employer contribution / active EE | $1,440 | $3,310-56.5% | $2,501-42.4% | $4,764-69.8% |
| Participant deferral / active EE | $3,602 | $4,554-20.9% | $3,6030% | $5,851-38.4% |
| Admin fee / account holder | $20 | $8,081-99.8% | $5,420-99.6% | $11,599-99.8% |