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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,253 | $175,257-37.1% | $149,717-26.4% | $139,456-20.9% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 15.49% | 166.70%-151.2pp | 134.41%-118.9pp | 373.45%-358.0pp |
| Employer contribution / active EE | $1,690 | $5,477-69.1% | $4,820-64.9% | $4,753-64.4% |
| Participant deferral / active EE | $5,813 | $6,521-10.9% | $5,682+2.3% | $6,711-13.4% |
| Admin fee / account holder | $15,142 | $16,156-6.3% | $13,213+14.6% | $11,407+32.7% |