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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,689 | $209,425-56.7% | $178,499-49.2% | $158,966-43.0% |
| Participation rate | 57.9% | 86.4%-28.5pp | 81.9%-24.0pp | 82.0%-24.1pp |
| Annual return | 17.28% | 188.80%-171.5pp | 151.10%-133.8pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,022 | $5,707-82.1% | $5,011-79.6% | $4,762-78.5% |
| Participant deferral / active EE | $3,215 | $5,955-46.0% | $5,202-38.2% | $5,983-46.3% |
| Admin fee / account holder | $222 | $17,078-98.7% | $13,986-98.4% | $11,250-98.0% |