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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,240 | $80,992-72.5% | $96,534-77.0% | $75,173-70.4% |
| Participation rate | 79.5% | 71.8%+7.7pp | 76.0%+3.5pp | 67.2%+12.3pp |
| Annual return | 16.24% | 27.05%-10.8pp | 25.88%-9.6pp | 160.72%-144.5pp |
| Employer contribution / active EE | $952 | $2,283-58.3% | $2,965-67.9% | $2,671-64.4% |
| Participant deferral / active EE | $2,870 | $3,929-27.0% | $4,851-40.8% | $4,126-30.4% |
| Admin fee / account holder | $1,703 | $6,717-74.7% | $8,253-79.4% | $5,651-69.9% |