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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,471 | $71,878-75.7% | $86,698-79.8% | $68,486-74.5% |
| Participation rate | 77.3% | 72.2%+5.0pp | 76.6%+0.7pp | 67.9%+9.4pp |
| Annual return | -17.84% | 3.53%-21.4pp | 35.95%-53.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $650 | $2,173-70.1% | $2,837-77.1% | $2,597-75.0% |
| Participant deferral / active EE | $1,966 | $3,779-48.0% | $4,656-57.8% | $4,028-51.2% |
| Admin fee / account holder | $754 | $6,113-87.7% | $7,493-89.9% | $5,404-86.0% |