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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,101 | $169,356-94.0% | $129,406-92.2% | $145,897-93.1% |
| Participation rate | 37.5% | 76.5%-39.0pp | 69.6%-32.1pp | 80.3%-42.8pp |
| Annual return | 13.14% | 14418.62%-14405.5pp | 9468.18%-9455.0pp | 552.29%-539.2pp |
| Employer contribution / active EE | $719 | $5,542-87.0% | $4,155-82.7% | $4,663-84.6% |
| Participant deferral / active EE | $1,551 | $4,987-68.9% | $4,167-62.8% | $6,689-76.8% |
| Admin fee / account holder | $20,714 | $9,915+108.9% | $7,689+169.4% | $13,390+54.7% |