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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,721 | $134,001-56.2% | $112,258-47.7% | $134,509-56.3% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -15.76% | 47.15%-62.9pp | 27.47%-43.2pp | 418.13%-433.9pp |
| Employer contribution / active EE | $7,088 | $4,039+75.5% | $3,636+94.9% | $4,741+49.5% |
| Participant deferral / active EE | $8,066 | $5,291+52.4% | $4,728+70.6% | $6,400+26.0% |
| Admin fee / account holder | $1,058 | $7,491-85.9% | $6,411-83.5% | $11,427-90.7% |