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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,331 | $106,008-74.2% | $92,240-70.4% | $147,586-81.5% |
| Participation rate | 45.5% | 80.4%-35.0pp | 76.5%-31.0pp | 82.8%-37.4pp |
| Annual return | 18.93% | 50.05%-31.1pp | 176.29%-157.4pp | 578.59%-559.7pp |
| Employer contribution / active EE | $1,483 | $4,333-65.8% | $3,680-59.7% | $4,876-69.6% |
| Participant deferral / active EE | $4,668 | $4,478+4.2% | $3,897+19.8% | $5,439-14.2% |
| Admin fee / account holder | $2,376 | $6,333-62.5% | $5,194-54.3% | $10,886-78.2% |