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| Provider | Service type | Compensation |
|---|---|---|
SECURE ASSET MANAGEMENT4 years Service code 27 2565 W MAPLE RD · TROY, MI 48084 | Advisory (Plan) | $50,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,312 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,688 | $102,422+24.7% | $147,117-13.2% | $80,959+57.7% |
| Participation rate | 95.3% | 75.9%+19.5pp | 82.2%+13.2pp | 67.7%+27.7pp |
| Annual return | 10.84% | 135.16%-124.3pp | 420.54%-409.7pp | 35.67%-24.8pp |
| Employer contribution / active EE | $2,212 | $3,717-40.5% | $4,932-55.2% | $2,757-19.8% |
| Participant deferral / active EE | $8,141 | $6,652+22.4% | $8,065+0.9% | $4,300+89.3% |
| Admin fee / account holder | $833 | $7,953-89.5% | $12,993-93.6% | $6,925-88.0% |