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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,557 | $101,618-19.7% | $93,063-12.4% | $137,256-40.6% |
| Participation rate | 90.9% | 74.9%+16.0pp | 72.1%+18.8pp | 80.0%+10.9pp |
| Annual return | 23.35% | 223.95%-200.6pp | 34.15%-10.8pp | 220.34%-197.0pp |
| Employer contribution / active EE | $1,993 | $2,707-26.4% | $2,476-19.5% | $4,156-52.0% |
| Participant deferral / active EE | $5,988 | $4,279+39.9% | $3,958+51.3% | $6,407-6.5% |
| Admin fee / account holder | $745 | $6,198-88.0% | $6,033-87.7% | $12,270-93.9% |