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| Provider | Service type | Compensation |
|---|---|---|
NEPC, LLC1 year Filed as: NEPC LLC Service code 10 · EIN 26-1429809 | Accounting | $61,617 |
MATRIX TRUST COMPANY2+ years Service code 10 · EIN 75-3182674 | Accounting | $46,834 |
BAKER TILLY US, LLP2+ years Filed as: BAKER TILLY VIRCHOW KRAUSE LLP Service code 21 · EIN 39-0859910 | Bank Trustee | $31,800 |
GOODWIN PROCTER LLP2+ years Filed as: GOODWIN PROCTOR LLP Service code 29 · EIN 04-1378465 | Legal | $9,719 |
Filed as: GREAT-WEST LIFE & ANNUITY Service code 15 · EIN 84-0467907 | Recordkeeping | $6,825 |
JP MORGAN SECURITIES LLC1 year Service code 26 · EIN 13-4110995 | Advisory (Participants) | $2,873 |
Service code 15 | Recordkeeping | $0 |
Filed as: J.P.MORGAN SECURITIES LLC Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,514 | $36,700+225.6% | $171,082-30.1% | $63,975+86.8% |
| Participation rate | 67.8% | 61.5%+6.3pp | 76.7%-8.9pp | 71.1%-3.3pp |
| Annual return | 6.18% | 12.80%-6.6pp | 32.56%-26.4pp | 48.65%-42.5pp |
| Employer contribution / active EE | $4,903 | $1,210+305.1% | $4,002+22.5% | $2,182+124.7% |
| Participant deferral / active EE | $7,194 | $2,696+166.9% | $4,797+50.0% | $3,356+114.3% |
| Admin fee / account holder | $118 | $68+74.3% | $8,520-98.6% | $70+67.2% |