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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,772 | $91,167+8.3% | $178,498-44.7% | $79,858+23.7% |
| Participation rate | 33.3% | 69.2%-35.9pp | 81.9%-48.6pp | 69.6%-36.3pp |
| Annual return | 29.03% | 24.19%+4.8pp | 151.09%-122.1pp | 31.72%-2.7pp |
| Employer contribution / active EE | $1,110 | $3,255-65.9% | $5,011-77.9% | $2,471-55.1% |
| Participant deferral / active EE | $3,002 | $3,236-7.2% | $5,202-42.3% | $3,740-19.7% |
| Admin fee / account holder | $122 | $6,747-98.2% | $13,985-99.1% | $5,306-97.7% |