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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,410 | $77,638-11.9% | $156,551-56.3% | $62,881+8.8% |
| Participation rate | 17.9% | 71.2%-53.3pp | 84.0%-66.2pp | 69.3%-51.4pp |
| Annual return | 5.81% | 50.33%-44.5pp | 32.23%-26.4pp | 20.14%-14.3pp |
| Employer contribution / active EE | $1,099 | $3,444-68.1% | $5,501-80.0% | $2,281-51.8% |
| Participant deferral / active EE | $2,051 | $3,046-32.7% | $4,871-57.9% | $3,203-36.0% |
| Admin fee / account holder | $0 | $5,561-100.0% | $13,028-100.0% | $4,296-100.0% |