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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,755 | $197,603+208.1% | $177,827+242.3% | $158,950+283.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 20.09% | 58.76%-38.7pp | 48.32%-28.2pp | 302.91%-282.8pp |
| Employer contribution / active EE | $18,015 | $6,698+169.0% | $5,918+204.4% | $4,762+278.3% |
| Participant deferral / active EE | $18,000 | $8,404+114.2% | $7,713+133.4% | $5,983+200.9% |
| Admin fee / account holder | $1,208 | $15,402-92.2% | $12,429-90.3% | $11,248-89.3% |