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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,504 | $160,059+120.9% | $140,019+152.5% | $135,379+161.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -11.93% | 911.44%-923.4pp | 651.15%-663.1pp | 519.79%-531.7pp |
| Employer contribution / active EE | $3,034 | $6,420-52.7% | $5,605-45.9% | $4,779-36.5% |
| Participant deferral / active EE | $18,000 | $7,641+135.6% | $6,927+159.9% | $5,609+220.9% |
| Admin fee / account holder | $34,061 | $13,328+155.6% | $10,705+218.2% | $10,828+214.6% |