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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,859 | $106,280-71.0% | $96,538-68.0% | $139,487-77.9% |
| Participation rate | 93.3% | 77.8%+15.5pp | 74.3%+19.0pp | 80.3%+13.0pp |
| Annual return | 19.17% | 38.48%-19.3pp | 35.74%-16.6pp | 373.84%-354.7pp |
| Employer contribution / active EE | $2,373 | $4,107-42.2% | $3,740-36.5% | $4,755-50.1% |
| Participant deferral / active EE | $2,866 | $5,457-47.5% | $4,880-41.3% | $6,713-57.3% |
| Admin fee / account holder | $1,200 | $7,888-84.8% | $6,737-82.2% | $11,407-89.5% |