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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,919 | $115,814-88.0% | $101,275-86.3% | $158,982-91.2% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 29.59% | 56.16%-26.6pp | 46.48%-16.9pp | 302.99%-273.4pp |
| Employer contribution / active EE | $1,563 | $4,176-62.6% | $3,660-57.3% | $4,763-67.2% |
| Participant deferral / active EE | $2,080 | $4,958-58.0% | $4,371-52.4% | $5,983-65.2% |
| Admin fee / account holder | $1,717 | $7,249-76.3% | $5,948-71.1% | $11,252-84.7% |