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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,758 | $133,998-83.0% | $112,263-79.7% | $134,545-83.1% |
| Participation rate | 92.9% | 78.6%+14.3pp | 75.1%+17.8pp | 81.2%+11.6pp |
| Annual return | -20.86% | 47.17%-68.0pp | 27.49%-48.4pp | 418.37%-439.2pp |
| Employer contribution / active EE | $2,420 | $4,040-40.1% | $3,636-33.5% | $4,742-49.0% |
| Participant deferral / active EE | $2,971 | $5,292-43.9% | $4,729-37.2% | $6,401-53.6% |
| Admin fee / account holder | $708 | $7,493-90.5% | $6,410-88.9% | $11,431-93.8% |