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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $22,461 |
WILMINGTON TRUST4 years Filed as: WILMINGTON TRUST NATIONAL ASSOC Service code 27 · EIN 16-1486454 | Advisory (Plan) | $19,242 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,912 | $29,525-22.4% | $56,033-59.1% | $77,736-70.5% |
| Participation rate | 43.7% | 32.7%+11.1pp | 52.5%-8.8pp | 70.6%-26.8pp |
| Annual return | 12.65% | 18.90%-6.2pp | 1711.38%-1698.7pp | 31.26%-18.6pp |
| Employer contribution / active EE | $635 | $569+11.6% | $1,041-38.9% | $2,728-76.7% |
| Participant deferral / active EE | $1,010 | $1,062-4.8% | $1,954-48.3% | $4,651-78.3% |
| Admin fee / account holder | $187 | $1,040-82.0% | $2,827-93.4% | $433-56.7% |