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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $17,766 |
WILMINGTON TRUST3 years Filed as: WILMINGTON TRUST NATIONAL ASSOC Service code 27 · EIN 16-1486454 | Advisory (Plan) | $15,849 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,959 | $26,140-23.6% | $58,507-65.9% | $74,473-73.2% |
| Participation rate | 37.1% | 32.1%+4.9pp | 50.9%-13.8pp | 70.7%-33.7pp |
| Annual return | 21.28% | 32.51%-11.2pp | 4252.32%-4231.0pp | 34.36%-13.1pp |
| Employer contribution / active EE | $719 | $537+33.9% | $1,053-31.8% | $2,638-72.8% |
| Participant deferral / active EE | $978 | $1,075-9.0% | $1,922-49.1% | $4,530-78.4% |
| Admin fee / account holder | $161 | $652-75.3% | $2,486-93.5% | $347-53.6% |