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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $16,124 |
WILMINGTON TRUST2 years Filed as: WILMINGTON TRUST NATIONAL ASSOC Service code 27 · EIN 16-1486454 | Advisory (Plan) | $15,567 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,813 | $30,107-24.2% | $61,501-62.9% | $64,824-64.8% |
| Participation rate | 31.9% | 36.4%-4.5pp | 52.6%-20.7pp | 71.5%-39.6pp |
| Annual return | -16.80% | -13.99%-2.8pp | 339.04%-355.8pp | 32.84%-49.6pp |
| Employer contribution / active EE | $580 | $537+8.0% | $1,160-50.0% | $2,507-76.9% |
| Participant deferral / active EE | $959 | $1,126-14.8% | $2,125-54.8% | $4,311-77.7% |
| Admin fee / account holder | $225 | $148+51.6% | $2,132-89.5% | $188+19.7% |