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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,341 | $156,616-67.9% | $133,346-62.2% | $198,609-74.7% |
| Participation rate | 76.9% | 77.7%-0.8pp | 72.8%+4.1pp | 82.4%-5.5pp |
| Annual return | 15.90% | 44.25%-28.3pp | 36.85%-20.9pp | 202.70%-186.8pp |
| Employer contribution / active EE | $2,479 | $3,368-26.4% | $2,853-13.1% | $5,055-51.0% |
| Participant deferral / active EE | $6,321 | $4,920+28.5% | $4,332+45.9% | $6,977-9.4% |
| Admin fee / account holder | $1,221 | $17,468-93.0% | $14,264-91.4% | $19,030-93.6% |