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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,437 | $168,636-46.4% | $147,617-38.7% | $125,393-27.9% |
| Participation rate | 62.5% | 88.8%-26.3pp | 84.6%-22.1pp | 83.2%-20.7pp |
| Annual return | -3.16% | 77.65%-80.8pp | 61.98%-65.1pp | 282.23%-285.4pp |
| Employer contribution / active EE | $3,651 | $6,252-41.6% | $5,565-34.4% | $4,866-25.0% |
| Participant deferral / active EE | $7,138 | $5,507+29.6% | $4,895+45.8% | $5,351+33.4% |
| Admin fee / account holder | $10,366 | $13,580-23.7% | $11,611-10.7% | $9,541+8.6% |