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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,042 | $198,462-71.8% | $170,439-67.1% | $147,585-62.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.41% | 257.30%-239.9pp | 205.94%-188.5pp | 578.58%-561.2pp |
| Employer contribution / active EE | $5,230 | $6,184-15.4% | $5,433-3.7% | $4,876+7.2% |
| Participant deferral / active EE | $12,859 | $5,629+128.4% | $4,939+160.3% | $5,439+136.4% |
| Admin fee / account holder | $2,866 | $16,852-83.0% | $13,881-79.4% | $10,886-73.7% |