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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,815 | $99,652-91.2% | $78,778-88.8% | $147,586-94.0% |
| Participation rate | 85.7% | 76.2%+9.5pp | 69.2%+16.5pp | 82.8%+2.9pp |
| Annual return | 0.00% | 47.28%-47.3pp | 35.62%-35.6pp | 578.59%-578.6pp |
| Employer contribution / active EE | $917 | $2,796-67.2% | $1,986-53.8% | $4,876-81.2% |
| Participant deferral / active EE | $6,385 | $3,664+74.3% | $2,958+115.8% | $5,439+17.4% |
| Admin fee / account holder | $310 | $7,155-95.7% | $5,134-94.0% | $10,886-97.2% |