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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,397 | $106,923-83.7% | $84,023-79.3% | $152,909-88.6% |
| Participation rate | 88.9% | 75.3%+13.6pp | 69.0%+19.9pp | 82.5%+6.4pp |
| Annual return | 31.34% | 105.02%-73.7pp | 71.32%-40.0pp | 345.46%-314.1pp |
| Employer contribution / active EE | $1,549 | $2,735-43.4% | $1,984-21.9% | $4,764-67.5% |
| Participant deferral / active EE | $6,517 | $4,013+62.4% | $3,239+101.2% | $5,851+11.4% |
| Admin fee / account holder | $420 | $8,289-94.9% | $6,102-93.1% | $11,601-96.4% |