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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,128 | $69,012-40.4% | $160,009-74.3% | $68,486-39.9% |
| Participation rate | 39.3% | 65.4%-26.1pp | 78.0%-38.7pp | 67.9%-28.6pp |
| Annual return | -19.07% | -9.65%-9.4pp | 408.85%-427.9pp | -7.85%-11.2pp |
| Employer contribution / active EE | $803 | $2,212-63.7% | $4,225-81.0% | $2,597-69.1% |
| Participant deferral / active EE | $3,779 | $4,212-10.3% | $6,183-38.9% | $4,028-6.2% |
| Admin fee / account holder | $228 | $4,798-95.3% | $8,715-97.4% | $5,404-95.8% |