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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,239 | $232,540-85.7% | $185,117-82.0% | $147,586-77.5% |
| Participation rate | 52.2% | 82.4%-30.2pp | 77.3%-25.1pp | 82.8%-30.7pp |
| Annual return | 13.62% | 43.03%-29.4pp | 40.50%-26.9pp | 578.59%-565.0pp |
| Employer contribution / active EE | $752 | $5,195-85.5% | $4,182-82.0% | $4,876-84.6% |
| Participant deferral / active EE | $1,590 | $5,834-72.7% | $5,045-68.5% | $5,439-70.8% |
| Admin fee / account holder | $30 | $10,275-99.7% | $8,159-99.6% | $10,886-99.7% |