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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,168 | $211,946-81.0% | $169,452-76.3% | $135,380-70.3% |
| Participation rate | 33.3% | 82.6%-49.3pp | 77.8%-44.4pp | 82.6%-49.3pp |
| Annual return | -6.20% | 3.26%-9.5pp | 1.83%-8.0pp | 519.81%-526.0pp |
| Employer contribution / active EE | $691 | $5,117-86.5% | $4,157-83.4% | $4,779-85.5% |
| Participant deferral / active EE | $2,338 | $6,075-61.5% | $5,277-55.7% | $5,609-58.3% |
| Admin fee / account holder | $753 | $11,472-93.4% | $9,110-91.7% | $10,828-93.0% |