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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,109 | $78,015-5.0% | $178,505-58.5% | $80,959-8.5% |
| Participation rate | 37.0% | 65.7%-28.6pp | 77.1%-40.1pp | 67.7%-30.6pp |
| Annual return | 19.49% | 18.10%+1.4pp | 27.16%-7.7pp | 35.67%-16.2pp |
| Employer contribution / active EE | $1,316 | $2,281-42.3% | $3,955-66.7% | $2,757-52.3% |
| Participant deferral / active EE | $4,303 | $4,406-2.3% | $6,280-31.5% | $4,300+0.1% |
| Admin fee / account holder | $156 | $7,160-97.8% | $10,428-98.5% | $6,925-97.7% |