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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,671 | $73,107-12.9% | $114,563-44.4% | $87,485-27.2% |
| Participation rate | 100.0% | 65.8%+34.2pp | 72.9%+27.1pp | 68.9%+31.1pp |
| Annual return | 21.69% | 19.47%+2.2pp | 241.09%-219.4pp | 26.06%-4.4pp |
| Employer contribution / active EE | $4,574 | $1,881+143.1% | $2,592+76.4% | $2,596+76.2% |
| Participant deferral / active EE | $10,664 | $3,144+239.2% | $4,142+157.5% | $4,274+149.5% |
| Admin fee / account holder | $2,239 | $5,770-61.2% | $7,623-70.6% | $7,775-71.2% |