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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,671 | $63,703-0.1% | $93,063-31.6% | $82,448-22.8% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 21.69% | -775.43%+797.1pp | 34.15%-12.5pp | 41.64%-20.0pp |
| Employer contribution / active EE | $4,574 | $1,729+164.6% | $2,476+84.7% | $2,551+79.3% |
| Participant deferral / active EE | $10,664 | $2,919+265.3% | $3,958+169.4% | $4,139+157.6% |
| Admin fee / account holder | $2,239 | $5,982-62.6% | $6,033-62.9% | $7,234-69.1% |