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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,632 | $198,457-72.5% | $170,435-67.9% | $147,586-63.0% |
| Participation rate | 69.2% | 88.0%-18.7pp | 83.6%-14.4pp | 82.8%-13.6pp |
| Annual return | 14.18% | 257.30%-243.1pp | 205.94%-191.8pp | 578.59%-564.4pp |
| Employer contribution / active EE | $4,266 | $6,183-31.0% | $5,432-21.5% | $4,876-12.5% |
| Participant deferral / active EE | $3,045 | $5,629-45.9% | $4,939-38.4% | $5,439-44.0% |
| Admin fee / account holder | $265 | $16,852-98.4% | $13,881-98.1% | $10,886-97.6% |