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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,662 | $168,635-68.2% | $147,617-63.6% | $125,389-57.2% |
| Participation rate | 38.5% | 88.8%-50.3pp | 84.6%-46.2pp | 83.2%-44.7pp |
| Annual return | 0.87% | 77.65%-76.8pp | 61.98%-61.1pp | 282.24%-281.4pp |
| Employer contribution / active EE | $1,384 | $6,252-77.9% | $5,564-75.1% | $4,866-71.6% |
| Participant deferral / active EE | $5,121 | $5,507-7.0% | $4,895+4.6% | $5,352-4.3% |
| Admin fee / account holder | $6,567 | $13,580-51.6% | $11,612-43.4% | $9,541-31.2% |