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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,432 | $96,643-29.2% | $86,617-21.0% | $139,456-50.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 21.21% | 106.57%-85.4pp | 591.91%-570.7pp | 373.45%-352.2pp |
| Employer contribution / active EE | $8,283 | $3,264+153.8% | $3,023+174.0% | $4,753+74.3% |
| Participant deferral / active EE | $5,080 | $4,835+5.1% | $4,437+14.5% | $6,711-24.3% |
| Admin fee / account holder | $4,137 | $6,406-35.4% | $5,613-26.3% | $11,407-63.7% |