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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,463 | $92,684-32.6% | $82,706-24.5% | $134,509-53.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -21.38% | 945.84%-967.2pp | 701.76%-723.1pp | 418.13%-439.5pp |
| Employer contribution / active EE | $10,434 | $3,272+218.9% | $3,007+246.9% | $4,741+120.1% |
| Participant deferral / active EE | $6,411 | $4,800+33.6% | $4,394+45.9% | $6,400+0.2% |
| Admin fee / account holder | $455 | $5,982-92.4% | $5,329-91.5% | $11,427-96.0% |