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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,057 | $209,847+36.8% | $189,520+51.5% | $167,518+71.4% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 11.29% | 748.45%-737.2pp | 555.25%-544.0pp | 478.71%-467.4pp |
| Employer contribution / active EE | $1,225 | $6,913-82.3% | $6,161-80.1% | $4,838-74.7% |
| Participant deferral / active EE | $9,946 | $8,934+11.3% | $8,220+21.0% | $6,342+56.8% |
| Admin fee / account holder | $49,878 | $14,295+248.9% | $12,046+314.1% | $12,312+305.1% |